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  2. /later
  3. /collateral

collateral

UK/kә'lætәrәl/US
TOEFLGREB1

Definitions

n.

An asset pledged as security for a loan, which the lender can seize on default.

(贷款)抵押品;担保物

adj.

Accompanying as a secondary or side effect; additional.

附带的;伴随的

adj.

Descended from the same ancestor but through a different line (family).

旁系的(亲属)

Root Breakdown

Root-derived
col-together, with
+
laterside
+
-alrelating to, having the nature of
=collateral

col- (a form of con-, 'together/alongside') + later (side) + -al = 'side by side.' Whatever runs beside the main thing is secondary to it. Hence collateral relatives (family side-branches), collateral damage (harm beside the target), and financial collateral (an asset set beside a loan as backup).

Root later still carries 5 more words

Why It Means This

All three meanings trace to one image: things 'side by side.' In finance the metaphor is most useful — the borrower places an asset beside the loan; if the loan collapses, the lender takes what's standing next to it. 'Collateral damage' became a grim military euphemism: destruction that happens off to the side of the intended target. And in genealogy, your collateral line is the side branch — cousins and uncles, not your direct ancestors.

Common Collocations

  • 1.collateral damage附带伤害
  • 2.loan collateral贷款抵押品
  • 3.put up collateral提供抵押
  • 4.collateral security抵押担保

Example Sentences

  • 1.

    She put up her house as collateral for the loan.

  • 2.

    The airstrike caused heavy collateral damage to nearby homes.

  • 3.

    Cousins are collateral relatives, not direct ancestors.

Word Forms

Noun

Pluralcollaterals
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