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  2. /sur
  3. /insurance

insurance

UK/in'ʃurәns/US
NGSL 2kIELTSB1

Definitions

n.

A financial arrangement in which you pay a company regularly so it will compensate you for loss, damage, or harm.

保险

n.

The amount paid for such protection; the premium or the payout.

保险费;保险赔款

n.

Something done as a safeguard against a possible bad outcome.

预防措施;保障

Root Breakdown

Root-derived
in-not, opposite of
+
sursafe, secure, sure
+
-ancestate, quality
=insurance

from insure ('make certain against loss') + -ance (state/result). insurance is the arrangement that makes you financially certain when disaster strikes — you pay a little now so a big loss later won't ruin you. It is the family member that most literally revives the root's founding idea: paying to be 'free from worry' about catastrophe.

Root sur still carries 9 more words

Common Collocations

  • 1.health insurance健康保险
  • 2.life insurance人寿保险
  • 3.car insurance车险
  • 4.insurance policy保险单
  • 5.take out insurance购买保险
  • 6.insurance premium保险费

Example Sentences

  • 1.

    Health insurance covers most of my medical bills.

  • 2.

    They took out life insurance after their first child was born.

  • 3.

    Saving money each month is a kind of insurance against hard times.

Easily Confused

insurance vs assurance — In everyday and American English, insurance covers all risks. In British financial usage, 'assurance' is sometimes used for life cover (an event that is certain to happen — death) while 'insurance' covers events that might happen (fire, theft). For most learners, insurance is the safe default.

Word Forms

Noun

Pluralinsurances
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