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  2. /sur
  3. /insure

insure

UK/in'ʃuә/US
NGSL 3kIELTSA1

Definitions

v.

To arrange financial protection against loss, damage, or risk by buying insurance.

为……投保;给……保险

v.

To provide insurance cover for someone or something (as an insurer).

承保;为……提供保险

Root Breakdown

Root-derived
in-not, opposite of
+
suresafe, secure, sure
=insure

insure was originally the same word as ensure (en-/in- 'make' + sure 'certain'). English split off this spelling for one specialized job: making certain against financial loss — buying insurance. You insure a thing against a risk: insure your house against fire. (The in- here is a spelling variant of en-, not the negative 'not.')

Root sur still carries 9 more words

Usage Guide

- insure something against a risk: insure your bike against theft — the core financial sense

- insure someone/something for an amount: insured for $500,000

- The trap trio: insure = buy insurance (money against loss); ensure = guarantee an event; assure = reassure a person. (I = Insurance, E = Event, A = Anxiety.)

- In American English 'insure' sometimes spills over into the 'ensure' meaning, but in careful writing keep insure for money/policies only.

Example Sentences

  • 1.

    It costs a lot to insure a sports car against theft.

  • 2.

    The company insures its workers against on-the-job injuries.

  • 3.

    Many homeowners insure their property for its full value.

Word Forms

Verb

Pastinsured
3rd Personinsures
Past Part.insured
Pres. Part.insuring

Derivatives

insuranceinsuredinsurer
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